Kelmo Payments
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Payments connected to every part of the customer journey.
Kelmo Payments brings checkout, digital wallets, merchant settlement and transaction reporting into the same connected environment as ordering, POS, fulfilment, loyalty and customer intelligence.
Online and in-store checkout Cards, wallets, wallet balance and gift cards Connected settlement and reporting
Example checkout
€28.70
Online & in-store payments
One payment environment, wherever the sale happens.
Whether a customer pays online or at the counter, the transaction settles into the same connected merchant environment—no separate systems to reconcile.
Web & app checkout
Card, wallet and digital payments through Kelmo web ordering and mobile apps.
Counter & terminal
Card and cash payments at the counter through Kelmo POS, connected to the same reporting.
Card payments, Apple Pay & Google Pay
Let customers pay however they prefer.
Kelmo Payments accepts major card networks alongside fast digital-wallet checkout on supported devices and browsers.
Merchant onboarding & settlement
Getting paid, without a separate system to manage.
Merchant onboarding, payment processing and settlement happen inside the same connected environment as the rest of the business—not a separate payments dashboard to check.
Kelmo Payments uses Stripe Connect for supported merchant onboarding, payment processing and settlement workflows.
Transaction reporting
See what’s moving through the business, in one place.
Transactions from every channel feed the same reporting—so revenue, fees and settlement stay easy to reconcile.
- Transaction history
- Channel breakdown
- Settlement reporting
- Exportable records
Refund & payment-status workflows
Clear status on every payment, not just the successful ones.
Kelmo keeps payment status visible—paid, pending, refunded or failed—connected to the order it belongs to.
- Payment status tracking
- Refund processing
- Failed-payment visibility
- Order-linked status
€28.70 total
- Wallet €10.00
- Card €18.70
Wallet, gift cards & partial payments
Let customers use what they’ve already got.
Wallet balance and gift cards can cover a full order or be combined with a card payment—so stored value gets used, not left behind.
- Wallet balance
- Gift cards
- Partial wallet payments
- Partial card payments
Every ordering channel
The same payment environment, wherever the order starts.
Web, mobile, POS and phone orders through Kelmo Voice all settle through the same connected Kelmo Payments environment.
- Web ordering
- Mobile apps
- Kelmo POS
- Kelmo Voice
Connected by design
Payments should not operate separately from the order.
Kelmo Payments connects with ordering, fulfilment and loyalty so a completed payment is never disconnected from the order, the customer or the reward it earns.
Availability
Availability and country-specific support
Payment methods, wallet features and settlement timelines can vary by merchant country, account configuration and Stripe support. We confirm the appropriate setup during onboarding.
See Kelmo Payments connected to your operation.
Walk through checkout, settlement, reporting and refunds using a setup that reflects how your business actually takes payment.