Kelmo Payments

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Payments connected to every part of the customer journey.

Kelmo Payments brings checkout, digital wallets, merchant settlement and transaction reporting into the same connected environment as ordering, POS, fulfilment, loyalty and customer intelligence.

Explore Kelmo Payments

Online and in-store checkout Cards, wallets, wallet balance and gift cards Connected settlement and reporting

Example checkout

€28.70

Wallet balance€10.00
Card ending 4242€18.70
StatusPaid
CardApple PayGoogle PayWallet

Online & in-store payments

One payment environment, wherever the sale happens.

Whether a customer pays online or at the counter, the transaction settles into the same connected merchant environment—no separate systems to reconcile.

Online

Web & app checkout

Card, wallet and digital payments through Kelmo web ordering and mobile apps.

In-store

Counter & terminal

Card and cash payments at the counter through Kelmo POS, connected to the same reporting.

Card payments, Apple Pay & Google Pay

Let customers pay however they prefer.

Kelmo Payments accepts major card networks alongside fast digital-wallet checkout on supported devices and browsers.

Card payments
Apple Pay
Google Pay
Wallet balance

Merchant onboarding & settlement

Getting paid, without a separate system to manage.

Merchant onboarding, payment processing and settlement happen inside the same connected environment as the rest of the business—not a separate payments dashboard to check.

Kelmo Payments uses Stripe Connect for supported merchant onboarding, payment processing and settlement workflows.

Transaction reporting

See what’s moving through the business, in one place.

Transactions from every channel feed the same reporting—so revenue, fees and settlement stay easy to reconcile.

  • Transaction history
  • Channel breakdown
  • Settlement reporting
  • Exportable records

Refund & payment-status workflows

Clear status on every payment, not just the successful ones.

Kelmo keeps payment status visible—paid, pending, refunded or failed—connected to the order it belongs to.

  • Payment status tracking
  • Refund processing
  • Failed-payment visibility
  • Order-linked status

€28.70 total

  • Wallet €10.00
  • Card €18.70

Wallet, gift cards & partial payments

Let customers use what they’ve already got.

Wallet balance and gift cards can cover a full order or be combined with a card payment—so stored value gets used, not left behind.

  • Wallet balance
  • Gift cards
  • Partial wallet payments
  • Partial card payments

Every ordering channel

The same payment environment, wherever the order starts.

Web, mobile, POS and phone orders through Kelmo Voice all settle through the same connected Kelmo Payments environment.

  • Web ordering
  • Mobile apps
  • Kelmo POS
  • Kelmo Voice

Connected by design

Payments should not operate separately from the order.

Kelmo Payments connects with ordering, fulfilment and loyalty so a completed payment is never disconnected from the order, the customer or the reward it earns.

Kelmo Payments Ordering Fulfilment Loyalty

Explore Kelmo Ordering

Availability

Availability and country-specific support

Payment methods, wallet features and settlement timelines can vary by merchant country, account configuration and Stripe support. We confirm the appropriate setup during onboarding.

See Kelmo Payments connected to your operation.

Walk through checkout, settlement, reporting and refunds using a setup that reflects how your business actually takes payment.

Explore Kelmo POS